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Buy Now - Six Months to Pay!!

No interest or Fees to pay for 6 months

Renovator Store offers the opportunity to buy now and pay later.  Approved applicants will have 6 months to pay for their purchase(s) with no interest or fees to pay1!  The credit facility is offered via a special arrangement Renovator Store has with Ratesetter2, a leading marketplace lender.  Get what you want now and pay for it later - easy!

6 months to pay

Pay no interest or fees for 6 months (from date of approval of credit).  Pay off at any time in this period with no early repayment fees.  After 6 months pay off any remaining balance in simple monthly payments (interest and fees will apply during this period).

Minimum application

$2,001 (maximum $30,000).  Perfect for small or large projects!

Approval in 1 day

One business day to approve after full application received.  No obligation to accept the credit if approved.  Store credit is issued within 1 business day after acceptance.

Store credit - easy to use

Your approved credit will be provided as Store Credit2.  Use it for a single or multiple orders.


You can apply for more store credit or redeem unused store credit (fees may apply).  See terms & conditions


Chat with us - live chat on the left of this page.  Or give us a call 1800 RENOSTORE or (03) 9544 3003


Click on the button below to apply - only takes a minute:

6 months to pay
Will not affect your credit score.
No obligation if approved. 

pay for your goods later

RateSetter finance company 
RateSetter is Renovator Store's exclusive financing partner.  In referring you to RateSetter, Renovator Store acts only as a referrer and does not provide any broking or advice services.

(1)  Any amount of interest or fees that accrue during the 6-month Instalment Free period will be paid on your behalf by Renovator Store.

(2)  RateSetter Australia RE Limited ABN 571 666 466 35 holds Australian financial services licence number 449176 and Australian credit licence number 449176. Read more about their legal compliance.

(2) Store Credit is added to your account and you are provided a unique store credit code.  To utilise the store credit you need to either log into our website and enter the code on the checkout page.  

  • The six months no-interest period commences from the date of approval of the credit
  • The Store Credit can be used over multiple orders or to pay for part of an order
  • The balance of the Store Credit can be checked at anytime by logging into your account on and going to My Account
  • If you wish to be refunded any part of the Store Credit balance you can contact Renovator Store to request this and Renovator Store will reduce the amount owing to RateSetter by the amount you request less an administration charge of 10% of the amount of Store Credit cancelled (subject to a minimum of $25.00).